The Free City of Riverhold
Jefrik Caldwood is the head of the Caldwood noble family. His father succumbed to a deadly fever shortly after things in Midland took a turn for the worse, and Jefrik found himself in charge of an extended family of wealthy loyalists during times of revolution. He and his kinfolk came north, to Riverhold, and have quickly re-established themselves within the city.
Depending on who you ask, Jofrik is either a clever, generous man or a devious, greedy schemer. In either case, he has no shortage of family connections, trade partners, and political influence.